Overdraft

Overdraft is the special form of contocurrent. Its peculiarity consists that Bank permits to the Borrower to have debit balance on its basic deposit account poste restante in current of short period. The right of using overdraft is given to the most reliable customers of bank. The distribution of the credit is made with overdraft of the account by payment of the money-settlement documents for goods-material assets, carried out

work and rendered services, relating to the basic activity the Borrower. The payment of other kinds of payments (urgent needs, wages, payments to the budget and other) is made in limits of the credit rest on the overdraft account.

Under the overdraftcredit the Borrower should ensure on the end of each month credit balance of the rest on overdraft. If the Customer has urgent deposit account in Bank, in limits deposit of means to him the right is given to have constantly debit balance.

The maximum term of using overdraft makes 12 months. Here you can familiarize with the order of registration of the credit and list of the necessary documents.

For the more detailed information address to regional branch or branch of National Bank.