Demand lines of credit

Credit " with opening of the demand line of credit " (the revolving credit) comes true by means of granting the credit by parts as required. Thus during the period of credit the "revolving" credit in limits of an established limit of debts and terms of repayment can make a few revolutions without the additional credit agreements. interests the borrower pays at the rate of the rest of loan debts. The maximum term of using by the demand line of credit - 12 months.

Here you can familiarize with the order of registration of the credit and list of the necessary documents.

For reception by the more detailed information address to regional branch or branch of National Bank

The employees of Bank will coordinate with you time and place of realization of credit interview. On the basis of oral questions and answers, the Bank creates preliminary opinion about credit applicant, opportunity and expediency of credit.

Besides it is necessary to you to give BANK the following documents:
- Documents, determining the legal status of the customer: the charter and
The constituent documents;
- Financial documents:

1) Accounting balance for the last accounting period, certified
When due hereunder by bodies of tax inspection, with decoding
Debit and credit debts;
2) Report on financial results;
3) Report on a movement of money flows;

- Information on presence of the loans from other creditors and free
Means, stored in other banks, item of information on participation
By the capital in creation of other enterprises;
- Copy of the contracts on purchase at the expense of the credit
The goods (work, services), and also copy of the contracts)
On realization of the goods (work, services);
- Business - plan for the period of credit (or technological
Substantiation).
- Other documents (depending on a credit product).

With the purposes of avoidance of risk non-paying off, the distribution of the credit comes true at fulfilment of a condition of granting by the customer of maintenance of the credit, satisfying the requirements of Bank, which can be as:
- Pledge of property, or valuable papers, on which by Bank in
Conformity with the current legislation, can be inverted
Collecting,
- Guarantee of the third person,
- Agreement with Bank about reconcession for the benefit of Bank of the requirements
And accounts of the borrower to the third persons,
- Bank guarantee or guarantee of insurance organization,
- Other forms, accepted in bank practices, not forbidden By the legislation.

The cost estimation of maintenance should make no less than 125 % to the size of the credit. The maintenance of the credit should meet the requirements high liquidity, sufficiency, control, safety.